Why choose the #1 Orange County Mortgage Broker for your home loan

Finding a home should feel effortless. Financing it should, too. That’s why we’ve redesigned the mortgage process to be clear, simple, and made just for you—no stress, no guesswork. So you can focus on what really matters: enjoying your new home.

01
Get Approved

Complete a short questionnaire so we can quickly determine how much you qualify for—no guesswork, no hassle. We don't even have to run credit.

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02
Find Your Best Match

We’ll show you the loan options that fit your needs and budget, so you can choose the perfect mortgage with confidence.

03
Apply with Ease

Apply online or over the phone. We handle the details, so you can focus on what matters—getting into your new home.

04
Count on Expert Support

Our team has all the tech to close fast with certainty and integrity established in 1993.

Trusted results, success with Mares Mortgage.

Discover why thousands in Orange County and across the U.S. choose us for their mortgage needs. Our experience, speed, and dedication make homeownership easier than ever proven as the, Oldest Mortgage Broker on the West Coast.

Approval Success
99.9%
Pre-Approvals
48h
DAYS TO FULLY UNDERWRITE
1
AVERAGE DAYS IN ESCROW
17
Mares Website Logo, with small dolphin feature and Established year 1993Mares Website Logo, with small dolphin feature and Established year 1993
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Explore our loan programs

Meet the experts behind your mortgage journey

Our experienced and dedicated mortgage professionals are here to guide you through every step of your mortgage journey. With expertise, care, and a client-first approach, we’re committed to turning your homeownership dreams into reality.

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Cutberto Hernandez

Founder | Senior Loan Originator

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Cubie Hernandez

Senior Loan Originator | Associate Broker

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Christian Hernandez

Senior Loan Originator | Associate Broker

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Oscar Gonzalez

Senior Loan Officer

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Michael Olmos

Senior Loan Originator

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Bridget Odden

Senior Loan Originator

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Anne Dalfiume

Senior Loan Originator | Business Development Manager

Affordable rates, flexible options for you

Whether you’re purchasing your first home, refinancing, or looking for a personal loan, we make the process simple and stress-free. Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

"One of the best brokerages to work with. Best Loan officers with unmatched client experience and a pilar in the industry. 5 Stars all the way!"
Rogelio Goertzen

Founder, HOME

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Mares Website homepage logo featuring special font and tiny dolphin.

Insights, tips & guides for smarter home financing

Our experienced and dedicated professionals are here to guide you through every step of your mortgage journey.

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