Founder | Senior Loan Originator
📧 cutberto@maresmortgage.com
📞 949-489-8300
📍 Mares Mortgage – San Juan Capistrano, California
DRE License: 01095269 | NMLS ID: 246094
Licensed Mortgage Loan Originator serving California and multiple states.
LI: https://www.linkedin.com/company/maresmortgage/
IG:https://www.instagram.com/maresfoundation
Cutberto Hernandez Sr. is a highly respected mortgage professional with over three decades of experience in the lending industry. As the founder of Mares Mortgage, he established the company in 1993, building what has become one of the most established mortgage brokerages on the West Coast. His long-standing presence in the industry reflects not only deep expertise but also a commitment to helping clients navigate complex financing scenarios with confidence.
Throughout his career, Cutberto has remained focused on delivering personalized mortgage solutions for homebuyers, homeowners, and real estate investors. His leadership has shaped Mares Mortgage into a trusted name known for reliability, innovation, and client-first service. Even as the company has grown, he continues to stay actively involved in guiding clients and supporting his team.
Cutberto’s leadership style is rooted in integrity, accountability, and a genuine commitment to client success. He has built a culture where every borrower is treated with care and respect, ensuring that each mortgage solution is tailored to individual financial goals. This philosophy has allowed Mares Mortgage to stand out in a competitive market.
Rather than avoiding difficult loan scenarios, Cutberto encourages his team to take on complex cases that other lenders may turn away. His forward-thinking mindset also includes embracing modern tools and technology to improve the lending experience. By combining traditional values with innovation, he continues to position Mares Mortgage at the forefront of the mortgage industry.
With decades of hands-on experience, Cutberto has successfully guided clients through a wide range of loan scenarios. His expertise spans traditional home loans as well as more complex financing structures that require strategic planning and deep industry knowledge. This breadth of experience allows him to provide solutions that many lenders simply cannot offer.
His areas of expertise include:
This diverse skill set makes him a valuable resource for borrowers seeking both straightforward and highly customized mortgage solutions.
Over the years, Cutberto has built lasting relationships with clients, real estate professionals, and industry partners throughout Southern California. His reputation is rooted in transparency, consistency, and delivering results even in challenging market conditions. Many clients return for future transactions, a testament to the trust he has earned over time.
Serving areas such as Orange County and surrounding communities, Cutberto continues to help individuals and families achieve homeownership and financial growth. His commitment to treating every client like family has become a defining characteristic of the Mares Mortgage brand.
Explore these loan options: https://www.maresmortgage.com/mortgages
Working directly with Cutberto Hernandez Sr. offers a unique opportunity to benefit from decades of mortgage expertise and leadership. His hands-on approach ensures that every client receives personalized attention and strategic guidance throughout the loan process. From pre-approval to closing, he is dedicated to delivering a smooth and successful experience.
If you are looking for a trusted mortgage expert who can handle even the most complex scenarios, Cutberto is ready to help. His experience, insight, and commitment to excellence make him a strong partner in achieving your home financing goals.
📄 Apply Now with Cutberto Hernandez Sr. [insert direct application link] if there is any] 📞 Call or Text: 949-489-8300
📧 Email: cutberto@maresmortgage.com
Ready to make your homeownership goals a reality? Cubie is here to guide you with clarity and expertise. Choose the option that works best for you:
📄 Apply Now with Cubie Hernandez:🗓 Schedule a Consultation: [insert calendly or scheduling link] if there is any
📞 Call/Text: (949) 702-7208
📧 Email: cubie@maresmortgage.com
With Cubie, you get more than a lender you get an advocate who listens, educates, and delivers solutions designed around your financial goals.
🔗 The Ultimate Guide For California First-Time Home Buyers — Guide for budget planning
🔗 How to Afford a Second Home in California — Tips and checklists
🔗 Reasons to Refinance Your Home— When and why to refinance
These resources help you once you begin your mortgage journey with Cutberto.
Discover why thousands choose us for their mortgage needs. Our experience, speed, and dedication make homeownership easier than ever.
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