Looking to buy a home in Orange County? Finding the right mortgage broker can make all the difference. Whether you're a first-time buyer or upgrading to your dream home, working with an experienced lender ensures you get the best rate, personalized guidance, and a smooth closing process.
Whether you're purchasing your first or third home, finding a suitable mortgage lender can make all the difference to your experience. Much more than securing the lowest interest rate, the right mortgage lender will advise you on many aspects of the home-buying process.
When choosing among mortgage brokers in Orange County, compare interest rates, fees, down payment options, and customer reviews before you commit. You’ll likely have a long-term relationship with your lender, so make sure it’s a good fit.
Here are a few things for you to consider when deciding on a mortgage lender:
You will have a long relationship with your provider. So, think it through before committing.
Finding the right mortgage broker in Orange County can make a major difference in your home-buying journey. With so many lenders to choose from, it helps to focus on those with proven experience, solid reputations, and a commitment to client success. The best brokers don’t just secure a loan—they guide you through complex paperwork, help you understand your options, and make sure you get a mortgage that fits your financial goals.
Based on local experience, customer satisfaction, and community reputation, here are ten standout mortgage providers trusted by Orange County homeowners.
Mares Mortgage stands out as both a direct lender and mortgage broker, offering flexibility to find the best deal for every client. With over two decades of experience, their team handles everything—from loan origination to closing—streamlining the process and often beating bank rates.
More than just financing, Mares Mortgage focuses on delivering exceptional service, clear communication, and long-term financial value. They’re known for personal attention, competitive pricing, and a deep understanding of Orange County’s housing market.
With over 100 years in business, the HomeStreet Bank has been recognized for its financial strength and stability. As a community bank, they provide sound financial advice and a range of financial products - including mortgages.
This company is driven to provide excellent customer service and intentionally build community relationships with consistent integrity and financial expertise. They believe in human connection in everything they do, as well as forward-thinking banking.
They provide:
https://maresmortgage.com/signs-your-ready-to-buy-your-first-house
Are you considering a home purchase? We can guide you through the process. Visit Mares Mortgage for more information.
Movement Mortgage is an impact lender that has committed 10% of its profits to help local neighborhoods. This organization is created to be different from other financial institutions. Since 2008, Movement has been carrying out its mission to help homebuyers quickly and easily - taking the complexity out of home loans. They believe in relationship building based on communication and valuing people in everything they do.
Established in 1960, the Guild Mortgage Company focuses on making customers for life. They provide prospective customers with useful financial information and advice at every stage of the home-buying journey. They will help you know how much you can afford to borrow and the many kinds of loans they offer, including FHA, USDA, VA, and conventional loans.
With New American Funding, you can make your dream of home ownership a reality. Whether you want to buy a home or refurbish the one you have, they can help you do it. They specialize in home loans by simplifying the process and providing a hassle-free experience for customers.
In addition to the usual home loans, they offer 30-year fixed-rate loans, I CAN Mortgage (customizable loan terms), Non-QM Loans, and Buydown Loans.
The Orange County Credit Union provides home loans with low rates and excellent customer service. They offer fixed and adjustable-rate loans, as well as Low Down Payment programs. Their process of applying for a mortgage is quick and easy. You can apply online and receive an instant decision. You can also save with their Home Connections Rebate Program, which can give a 20% rebate when you purchase your home.
California Coastal Loans is all about creating an environment of trust, ethics, and care for their clients. They're a referral-based lender and operates under the following tenants:
Their clients receive a personalized analysis to help them achieve their goals and sound financial advice on topics like principal pre-payments, debt reduction strategies, and opportunities to increase net cash flow.
Whether it's your first home or you're refinancing at a variable interest rate, Intelliloan strives to create a transparent loan process with first-rate customer service. Established over two decades ago, this direct mortgage lender provides competitive interest rates, an ever-expanding product line, and personalized guidance.
OneWest Bank is a division of First Citizens Bank offering various financial products, including mortgages. They have a team of dedicated mortgage bankers to help you discover the right loan for your situation. They've been helping families to make their homeownership dreams come true for more than 125 years. They have a long-term reputation for service, stability, and reliability. This institution is ever-evolving but is committed to the old-fashioned standards of customer care.
Zions Bank is much more than a bank. For more than 150 years, they have provided financial resources, wealth management, and mortgage services. Through them, you can obtain a fixed-rate or adjustable-rate mortgage, FHA loans, home refinance or home construction loans, or affordable home mortgage loans. They also offer home equity lines of credit and loans. For first-time buyers, Zions Bank provides the guidance of First-Time Home Buyer Assistance.
https://maresmortgage.com/questions-mortgage-lender
Purchasing a home can be a stressful process, especially if you're trying to do it with the wrong lender. But with a lender that hasn't lost sight of the importance Buying a home can feel overwhelming—but it doesn’t have to be. Working with the right mortgage broker helps you avoid confusion, delays, and costly mistakes. Choose a lender who prioritizes transparency, education, and client relationships.
At Mares Mortgage, we guide buyers through every step—from pre-approval to closing. Whether you’re comparing rates or exploring FHA, VA, or jumbo loan options, our team is here to help.
Do you need a mortgage provider? We can provide a variety of financial products to get you on your way. Visit Mares Mortgage to learn more.
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